Ed Brophy

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Working for a direct banker gives Ed more control over the outcome of a clients loan.

My approach to business is simple. It is relationship-based versus transaction-based. I believe it is important to build trust before the transaction by talking extensively with clients about their goals for a property, how it fits into their life and how it will affect their financial future.

Through this process I get a very clear picture of what kind of loan program will work best for their needs. By understanding the client, I am able to better choose the best loan option and advise the client in a prudent and principled way.

Today’s lending environment is restrictive if sometimes not downright hostile. The level of scrutiny being exerted on borrowers is extreme compared with years past. The good news is that combining my expertise with a private banker allows me to choose from a wide variety of programs, lenders and their respective niche strengths.